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#OTC SMART CARD REWARDS FULL#

Addition of new Co-Owner or merging existing accounts is subject to credit approval and general eligibility requirements. Co-ownership involves risk, including payment history and other information about your Apple Card, including negative items like missed payments.

#OTC SMART CARD REWARDS FULL#

In addition, Co-Owners will have full visibility into all account activity and each Co-Owner is responsible for the other Co-Owner’s instructions or requests. Each Co-Owner will be reported to credit bureaus as an Owner on the account.

Each Co-Owner is individually liable for all balances on the co-owned Apple Card including amounts due on your Co-Owner’s account before the accounts are merged.

Merging existing accounts is subject to credit approval and general eligibility requirements.

Credit limits can only be combined when an existing Apple Card customer requests to share merge their account with another existing Apple Card customer.

Apple Card Family participants and co-owners do not need to have a familial relationship, but must be part of the same Apple Family Sharing group.

See the Apple Card Customer Agreement for more information. Daily Cash is subject to exclusions, and additional details apply. If you do not have an Apple Cash account, Daily Cash can be applied by you as a credit on your statement balance. The Apple Cash card is issued by Green Dot Bank, Member FDIC.

Interest estimates are based on your posted account balance at the time of the estimate and do not include pending transactions or any other purchases you may make before the end of the billing period.

Late or missed payments will result in additional interest accumulating toward your balance.

Apple Card Family Co-Owners will have full visibility into each other’s account activity, and Owners will have visibility into all Participant account activity.

Accepting an Apple Card after your application is approved will result in a hard inquiry, which may impact your credit score.

Variable APRs range from 10.99% to 21.99% based on creditworthiness.

Excludes purchases at third-party merchants, including independent car washes, located within an Exxon- or Mobil-branded location or the attached convenience store. To pay at the pump with Apple Pay, use either Exxon Mobil Rewards+ mobile app or contactless payment.

stores, are not eligible for 3% Daily Cash.Įxxon Mobil: 3% Daily Cash is available in the United States when using Apple Card with Apple Pay (where available) at Exxon- or Mobil-branded pumps and attached convenience stores. Sprint account payments, and purchases made through any Sprint checkout, including those at T‑Mobile U.S. Authorized T‑Mobile dealers are not eligible for 3% Daily Cash and can be found on t‑/store-locator. stores, and bill payments and AutoPay on t‑ and in the T‑mobile app. T-Mobile: 3% Daily Cash is available for purchases using Apple Card with Apple Pay in T‑Mobile U.S. Walgreens: 3% Daily Cash is not available at Sprint Express and independent health service providers, including Walgreens Optical and Walgreens Hearing, or for orders made on third‑party delivery apps.

and excludes online gift card purchases and orders made on third‑party apps. Panera Bread: 3% Daily Cash is not available at Panera locations outside the U.S. Nike: 3% Daily Cash is not available at Nike-branded stores outside the United States. ◊ Merchant offers may change at any time.** Accepting an Apple Card after your application is approved will result in a hard inquiry, which may impact your credit score.Credit Card Satisfaction Study of customers’ satisfaction with credit card issuers. * Apple Card Issuer, Goldman Sachs received the highest score among midsize credit card issuers in the J.D.